Legal Focus
Legal Focus: UK reforms have contributed to significant reduction in whiplash claims
The Civil Liability Act 2018 and the Whiplash Injury Regulations 2021 have helped shape the claims landscape for the better
Where next for M&A in the insurtech sector?
Business may have slowed but there is still plenty of interest in insurtech investments
Artificial intelligence presents complex challenges for the reinsurance industry
A reinsurer’s journey with AI – whether building capabilities in-house or licensing AI systems from a third party – will require careful navigation
EU’s AI Act will have global implications
Artificial intelligence legislation likely to become de facto global code of conduct, much like the GDPR data rules
The insurance market continues to struggle with Ukraine risk coverage
Frameworks are being developed to encourage insurers to provide coverage for Ukranian risks, but more needs to be done
Brokers should keep customer needs in mind while navigating the digital shift
New technology can provide significant benefits for brokers in terms of improving customer service and productivity – but there are risks
Legal Focus: Why Lloyd’s banner year could drive an M&A surge
The market’s strong financial results may now stoke interest from new entrants seeking to benefit from favourable returns, and incumbents looking to increase or dispose of existing holdings
Court holds insurer to its true underwriting appetite
High Court’s ruling in Scotbeef v D&S Storage and Lonham Group has implications for the entire market on the application of the Insurance Act
Clarity on mixed injuries from the Supreme Court
UK Supreme Court determines approach to valuing damages where the claimant suffers a mixture of whiplash and non-whiplash injuries
Legal Focus: Data on the offensive
Recent court decisions demonstrate that clear and robust data analysis, even by non-experts, can have a significant bearing on case outcomes
The insurance industry should keep an eye on Red Sea attacks
While the Houthi attacks in the Red Sea are being managed there is a real risk to the global supply chain
The growth of social inflation in Mexico
The phrase ‘social inflation’ is not a common one in Mexico’s legal system but the phenomenon has been growing, particularly since the country’s 2011 constitutional reform
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