Legal Focus
Insurers should welcome latest ruling on arbitration
Privy Council’s decision in Sian Participation Corp (in liquidation) v Halimeda International affirms a party choosing arbitration will not be limited in its choice of future legal remedies
FCA looks to balance protection and competitiveness with 'large risks' proposals
Discussion paper 25/1 on ‘contracts of large risks’ reflects a pragmatic approach to improving customer protection, while continuing to focus on the competitiveness of the UK insurance market
Court ruling throws Chile’s health system into disarray
The country’s private health system requires urgent reform to ensure its financial and political viability in the long term
Will FCA listing rule changes mean more investor claims?
New disclosure-based regime raises prospect of more FSMA section 90 and section 90A-related claims
Insurers face wave of claims after Covid-19 lockdown garden bloom
UK Supreme Court's decision in Davies v Bridgend County Borough Council has serious implications for property owners and their insurers in relation to invasive plants
Insurers are responding to the risk revolution
The pandemic has accelerated the insurance industry’s response to emerging risks by driving digital transformation, strengthening operational resilience and improving consumer protection
The evolving carbon insurance market explored
Parametric insurance products, combined with blockchain and artificial intelligence, enable insurers to assess the risk associated with the voluntary carbon market and adjust carbon credit insurance pricing more accurately
The CrowdStrike incident is serious and the legal ramifications cannot be ignored
Companies and individuals must have known CrowdStrike’s Falcon software was used by many interconnected and dependent companies worldwide and they would all be affected by a problem with the update
Insurers must turn detective to combat rise in property fraud
Figures show last year property claims represented the second-highest incidence of opportunistic fraud in the UK, accounting for 29% of fraudulent claims
Bad faith claims in England and Wales highlight the evolving legal landscape
Insurers should not take false comfort from the High Court’s decisions in two recent cases concerning damages claims for the late or non-payment of insurance claims
UK driver law set for change as automation takes hold
The Automated Vehicles Act 2024 provides the framework for the safe implementation of ‘self-driving’ vehicles
Influencers must have liability cover under new French law
A French law aimed at combatting abuses by influencers on social media and regulating their commercial influence creates liability insurance obligation
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