
Legal Focus

Vicarious liability and contracted bouncers – haven’t we been here before?
The case of Burger v JD Wetherspoon and Risk Solutions BD demonstrates the need for close analysis of the factual circumstances, as superficially similar cases can give rise to entirely different conclusions

Is W&I insurance a passing trend or a growing phenomenon in France?
The continued expansion of the warranty indemnity insurance product in the French market will hinge on its flexibility and the value it delivers to both buyers and sellers

Supreme Court hands down landmark ruling on building remediation costs
Developers can now pursue negligent designers and contractors for legacy defect claims

South Africa moves to mandate mediation in high courts
New directive, which seeks to remediate the congested civil trial roll, will have an impact on insurance disputes

Rethinking insurance in wartime Ukraine
Most Ukrainian insurers now offer some form of coverage for war-related risks and are engaging international partners in specific projects and products

The use of AI in claims
A new project is seeking to gauge the use of AI across the insurance market

Court clears up issues of double insurance in favour of insured
Without a rateable insurance clause, a policyholder has wide recovery rights under all its relevant policies if double insurance arises

Insurers must balance risk and reward from ‘silent AI’ and policy wordings
Insurers will need to innovate to take advantage of AI technology and control exposures within existing policies or new standalone products

High Court considers third-party contribution claims in recent case
Interaction between Civil Liability (Contribution) Act 1978 and Third Parties (Rights against Insurers) Act 2010 examined by English court

Rugby league concussion class action takes hold
Sports sector insurers on notice as former rugby league players’ class action joins rugby union and football in commencing legal proceeding against sports’ governing bodies

Solvency UK reforms are well under way
Post-Brexit prudential regulation overhaul is set to boost competitiveness and growth in the UK insurance industry

Are the UK's personal injury reforms working?
Piecemeal reforms mean the promised efficiency gains and cost savings have not fully materialised
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