Legal Focus
PFAS and the emerging liability challenge for UK insurers
The UK government’s new PFAS Plan could quietly remove some of the scientific and regulatory difficulties that have so far limited claims in the UK, exposing insurers to a new generation of liability
Data centre fires are increasing risk for insurers
Insurers can reduce exposure by engaging risk consultants early in the design and construction process to identify and challenge risk-critical decisions
A lesson in collaboration in lower value motor personal injury claims
A cross-sector approach has provided a way forward on improved provision of rehabilitation in official injury claims
Warranty and indemnity insurance: drafting, exclusions and proving loss
Warranty and indemnity insurance is now a familiar tool in private mergers and acquisitions, giving buyers a solvent counterparty for warranty risk and helping sellers achieve a clean exit
Understanding the risk of blocking in the Strait of Hormuz
Circumstances involving immediate physical danger, widespread cancellation or withdrawal of cover, and credible threats of detention or attack may collectively satisfy the threshold for recognising a vessel as blocked and trapped
AI liability moves centre stage as insurers face a new era of risk
Artificial intelligence as evolved from a fringe innovation into a core component of business infrastructure. As its use expands, insurers must prepare for a growing spectrum of AI-related claims and regulatory obligations
High Court affirms insurers’ rights to a seat at the table
Insurers were permitted to join and make legal arguments in proceedings against their insured, the High Court ruled in a recent judgment
Drones are transforming the Dutch insurance market
As drones continue to revolutionise operational capability in many industries, the insurance sector faces a pivotal moment
The Gulf region’s cyber risk profile is evolving rapidly
The region is undergoing large-scale digital transformation, with governments and businesses adopting cloud, IoT, smart city infrastructure and digitised public services as part of economic diversification plans
Drone delivery brings new risks insurers can’t afford to ignore
As Amazon launches drone deliveries in the UK, insurers must rethink last mile risk entirely, because the shift from van to sky doesn’t eliminate delivery problems, it only broadens them
Shadow fleet vessels raise insurance coverage concerns
The recent seizures of shadow fleet vessels have both legal and geopolitical consequences with significant environmental, navigational and insurance risks
Litigation funding changes stoke fears of US-style litigation in the UK
Insurers need to be aware of the shifting legal landscapes and deal with increased use of litigation funding and forum shopping over the coming years
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