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Viewpoint

In-depth opinion and analysis from the industry’s thought leaders.

 

Ageing infrastructure and mounting losses pose growing risk for US food processing

As the scale and complexity of food production increase, so too do the risks and claims, leaving insurers and brokers facing a new class of food processing mega-losses

United States Property

Balancing innovation and reality

Reinsurance is a business built on tradition, trust and highly specialised expertise, but as we move through 2025, the operational landscape is under increasing pressure to evolve

Viewpoint Technology

It is a pivotal time for the new Lloyd’s chief executive

There are five key priorities for Patrick Tiernan and the incoming executive team

Lloyds Viewpoint

Climate change is pushing insurability to a tipping point

Paying higher premiums does not make homeowners any more prepared for disaster and many insurers are still losing money on home insurance

Climate change Property

Are underwriters ready for a 60% follow market at Lloyd’s?

The evolution of the enhanced underwriting model could fundamentally change the way in which Lloyd’s managing agents underwrite their business

Lloyds Market Modernisation

Bridging the generational gap in claims

Workers from the Baby Boomer generation to Gen Z are working together in companies, but they enter the market with different knowledge bases, meaning the expectations of progression are different, as are their learning styles

Diversity Viewpoint

Insurers are central to the marine sector’s climate goals

Shipping’s green transition needs more than technology – it needs insurance leadership

International Climate change

Centralised e-trading interconnectivity would revolutionise London’s underwriting experience

The London market has made huge strides streamlining operations, generating efficiencies and improving data acquisition but to avoid squandering the progress made it must press ahead with a holistic service that takes the needs of all stakeholders into account

London Market Modernisation

Europe’s cyber insurance market is growing fast

There is increasing recognition cyber coverage is key to economic success

Europe Cyber

A world in crisis: understanding the risk landscape in 2025

This year is already set to go down as one of geopolitical realignment on a scale not seen in decades

International Ukraine War

The coming of age of non-catastrophe insurance-linked securities

Non-catastrophe ILS investments can generate consistent cashflows, with the float available to asset managers for further investment

Viewpoint InsuranceLinked Securities

Climate change poses existential risk to property insurance

All players in the property insurance ecosystem must help clients and communities harness property insurance as a tool for climate adaptation, or they risk becoming irrelevant

International Climate change
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