Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
Risks reshaping P&I insurance on the road to 2027
There are six main risks currently impacting decision-making in the protection & indemnity sector
Chronic climate risks threaten data centre surge
Data centre stakeholders can better manage longer-term climate risks, such as heat and drought, that may increase cooling costs, squeeze margins and threaten insurability
Cyber’s systemic risk problem
Systemic cyber risk does not lend itself to straightforward insurance solutions
The hidden risk from building defects following a fire loss
A fire claim can evolve into a much larger and more complex issue if investigations reveal defects in a building’s fire protection measures
Ditch the Katrina playbook
Two decades after Hurricane Katrina, are insurers ready for a completely different kind of $100-plus billion disaster?
Why climate-driven risks call for a new underwriting model
The intersection between climate and technology will drive significant opportunity across the risk landscape over the coming decades
Fixing delegated authority after Blueprint Two
A faster bordereaux process is not sufficient to resolve what is effectively a control problem
The political violence market must respond to growing grey zone threat
Political violence risk can no longer be assessed only through the lens of war or terrorism — it must also account for disruption that sits below the threshold of open conflict
Harnessing AI across claims
Artificial intelligence is changing the model that claims organisations have historically relied on
Bridging the Africa confidence gap
Many investors still approach Africa with a level of caution that often bears little resemblance to the realities on the ground
The human side of scaling AI
Artificial intelligence is no longer just an interesting experiment — it’s a core driver of business value
The energy insurance market’s next phase will be defined by underwriting talent
Carriers that prioritise underwriting expertise will be best positioned to lead, to influence and to support clients through a period of unprecedented change
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