Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
The world has changed, so why hasn’t the insurance market?
Conflicts on the scale of the current Middle East crisis may well arise again, and the insurance market would be wise to reflect that possibility in its risk assessments
The recall reckoning
Product recalls are changing the insurance market in five main ways
Hormuz fertiliser shock could trigger losses for the PVT market
The closure of the Strait of Hormuz and the consequent supply chain disruption affecting food supply and production are creating the conditions for future economic distress and civil unrest which will impact political violence insurers
Understanding aviation risk in Brazil’s agricultural sector
The seasonal concentration of losses, the variability of pilot quality, the constraints of the local repair environment and the expected emergence of autonomous platforms present challenges for the insurance market
Rethinking growth in a softening market
Softening market conditions can create opportunities for insurers to leverage growth opportunities through MGAs, consortia and reinsurance structures
AI adoption must not outpace governance
As new research shows that senior insurance professionals across the UK and Europe expect AI to reshape the sector, the industry’s next challenge is not adoption, but accountability
Flood risk in a changing climate
Pluvial flooding now accounts for much of the flood risk in many regions. Traditional flood maps do not always capture this threat
Chemical operators face high-stake risks
Engineering-led risk assessment is critical for chemical operators to proactively identify vulnerabilities
AI, cyber risk and the pace of loss
The significance of Claude Mythos lies not in making new attacks possible, but in reducing the time available to respond to existing ones
From red carpet to risk register
How emerging risks are threatening film productions
New KPIs for the AI age
Re/insurers must promote artificial intelligence from mere ‘assistant’ to the foundation of operating models
The slow (cash)flow of insurance premiums
Manual processes and outdated systems are hindering the movement of money for re/insurers
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