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In-depth opinion and analysis from the industry’s thought leaders.


The FCA's enforcement proposal must balance transparency and proportionality

A simpler and more effective approach than naming and shaming would be for the FCA to increase the pace and focus of its investigations

United Kingdom Regulation

Using insurtech to gain advantage as the market softens

Some insurers are making big profits and resting on their laurels, others are preparing for the soft market battle ahead

Viewpoint Insurtech

Is embedded insurance a $1.1trn opportunity?

Embedded insurance is poised to reshape traditional business models and unlock unprecedented opportunities for growth and value creation

Casualty Property

Viewpoint: Ten lessons from Dubai flooding event

Dubai’s recent cataclysmic flooding highlights the urgent need for improved flood resilience and preparedness measures

United Arab Emirates Property

The cyber insurance market must focus on closing the protection gap

The cyber insurance market is set to triple in size over the next decade, but will still cover less than 1% of the economic impact of cyber crime

International Tokio Marine Kiln

Viewpoint: Extreme weather and the path to clean energy

Climate change brings a wide array of challenges and opportunities for the insurance industry

North America International

Private investors’ opportunity at Lloyd’s

John Neal, chief executive of Lloyd’s, wants private capital to make up 20% of the whole market

Lloyds Viewpoint

Viewpoint: Insurers are critical to protecting investigative journalism

Efforts to prevent the scrutiny of investigative journalists are not new, but strategic lawsuits against public participation have been some of the most financially burdensome

United Kingdom Viewpoint

Viewpoint: Insurers should embrace AI for a green makeover

Artificial intelligence’s potential to improve sustainability efforts is flying under the radar

International Viewpoint

Viewpoint: How underwriting workbenches are driving growth

Traditional approaches to underwriting have long been plagued by inefficiencies, costing insurers billions in lost premiums and stifling growth opportunities

London Market Modernisation

Viewpoint: The D&O market needs to be smarter about using technology

The race to provide an online offering for D&O insurance has led to over-simplification in situations demanding nuance and subtlety

United Kingdom Casualty

Viewpoint: Black flag on the high seas

Supply chains are at increased risk of interruption by hostile actors, with Houthi attacks in the Red Sea forcing shipowners to reroute vessels

Liberty Specialty
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