Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
The political violence market must respond to growing grey zone threat
Political violence risk can no longer be assessed only through the lens of war or terrorism — it must also account for disruption that sits below the threshold of open conflict
Harnessing AI across claims
Artificial intelligence is changing the model that claims organisations have historically relied on
Bridging the Africa confidence gap
Many investors still approach Africa with a level of caution that often bears little resemblance to the realities on the ground
The human side of scaling AI
Artificial intelligence is no longer just an interesting experiment — it’s a core driver of business value
The energy insurance market’s next phase will be defined by underwriting talent
Carriers that prioritise underwriting expertise will be best positioned to lead, to influence and to support clients through a period of unprecedented change
How AI is transforming W&I underwriting
Artificial intelligence is a natural fit for text-heavy, multi-variable and analytically complex underwriting, like warranty and indemnity
The world has changed, so why hasn’t the insurance market?
Conflicts on the scale of the current Middle East crisis may well arise again, and the insurance market would be wise to reflect that possibility in its risk assessments
The recall reckoning
Product recalls are changing the insurance market in five main ways
Hormuz fertiliser shock could trigger losses for the PVT market
The closure of the Strait of Hormuz and the consequent supply chain disruption affecting food supply and production are creating the conditions for future economic distress and civil unrest which will impact political violence insurers
Understanding aviation risk in Brazil’s agricultural sector
The seasonal concentration of losses, the variability of pilot quality, the constraints of the local repair environment and the expected emergence of autonomous platforms present challenges for the insurance market
Rethinking growth in a softening market
Softening market conditions can create opportunities for insurers to leverage growth opportunities through MGAs, consortia and reinsurance structures
AI adoption must not outpace governance
As new research shows that senior insurance professionals across the UK and Europe expect AI to reshape the sector, the industry’s next challenge is not adoption, but accountability
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