Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
Empowering underwriting with actuaries on the frontline
Through own risk solvency assessment reporting, insurers gain an understanding of exposures and capital positions, and actuaries can better assess unusual risks often misunderstood or oversimplified by standard models
How brokers and MGAs are redefining their role
At Biba 2025, it was clear brokers and managing general agents are moving beyond merely reacting to market conditions. Instead, they are seeking to reshape their role through smarter structures, improved tools, and greater control over capacity
US severe convective storms pose risk to solar
Severe convective storms are driving record insured losses in the US and posing growing risks to solar farms – innovative mitigation strategies and advanced risk assessments are vital for resilience
How to plan a clearly articulated generative AI strategy
The extended hard market has obscured the problem of both ‘classic’ and ‘modern’ legacy systems
Expanding the talent pool is essential for growth of the Middle East insurance market
The development of new talent must happen at pace if the insurance industry is to meet the challenge of an expanding market
Why preserving evidence in high-stakes major loss events is critical
Evidence preservation is not just a procedural formality but a strategic imperative – and one that can make or break the financial outcome of a major loss event
Carriers need to rethink energy exposure management
Re/insurers must start embedding energy exposure management into strategic underwriting and portfolio steering
Ageing infrastructure and mounting losses pose growing risk for US food processing
As the scale and complexity of food production increase, so too do the risks and claims, leaving insurers and brokers facing a new class of food processing mega-losses
Balancing innovation and reality
Reinsurance is a business built on tradition, trust and highly specialised expertise, but as we move through 2025, the operational landscape is under increasing pressure to evolve
It is a pivotal time for the new Lloyd’s chief executive
There are five key priorities for Patrick Tiernan and the incoming executive team
Climate change is pushing insurability to a tipping point
Paying higher premiums does not make homeowners any more prepared for disaster and many insurers are still losing money on home insurance
Are underwriters ready for a 60% follow market at Lloyd’s?
The evolution of the enhanced underwriting model could fundamentally change the way in which Lloyd’s managing agents underwrite their business
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