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Martin Kreuzer and Sigrid Heidenreich

Martin Kreuzer is senior risk manager of cyber risks and Sigrid Heidenreich is cyber actuary at Munich Re

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This copy is for your personal, non-commercial use. For high-quality copies or electronic reprints for distribution to colleagues or customers, please call UK support +44 (0)20 3377 3996 / APAC support at +65 6508 2430

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